Blending Finance and Engineering: My Career Evolution
Thejus Manoj: A Dynamic Banking & Financial Professional Seeking Opportunities in India & UAE
In the ever-evolving world of banking and finance, professionals who combine technical expertise with financial acumen stand out. Thejus Manoj is one such dynamic individual—a seasoned retail banking professional with over 2.5 years of experience in customer relationship management, loan processing, financial growth strategies, and regulatory compliance. With a strong academic background, multiple certifications, and a commitment to continuous learning, Thejus is now poised to take on new challenges in the UAE banking sector.
A Strong Foundation in Banking & Finance
Thejus’s journey in the financial sector began with his tenure at Federal Bank Limited, where he served as an Assistant Manager. His role involved end-to-end retail loan processing, credit assessment, risk analysis, document verification, and ensuring compliance with AML and KYC standards. Notably, he sanctioned and disbursed retail loans exceeding ₹8 crore (AED 3.5 million) in the financial year 2023-24, demonstrating his ability to manage high-value transactions while maintaining strict adherence to banking regulations.
Beyond loan processing, Thejus played a pivotal role in enhancing customer acquisition and maximizing fee income. His ability to promote banking products and drive CASA (Current Account Savings Account) growth helped strengthen the bank’s financial position. His outstanding performance in revenue generation was recognized with two awards for excellence in fee income generation.
Educational Excellence & Technical Prowess
Thejus’s strong analytical mindset and problem-solving skills are backed by an impressive academic journey. He holds a Master of Technology in Nanotechnology from the National Institute of Technology Calicut (CGPA: 9.12/10) and a Bachelor of Technology in Mechanical Engineering from College of Engineering Thalassery (CGPA: 8.91/10). His multidisciplinary education allows him to approach banking challenges with a unique perspective, blending technical knowledge with financial problem-solving.
In addition to his academic credentials, Thejus has achieved several industry-recognized certifications, including:
JAIIB (Junior Associate of the Indian Institute of Bankers)
CAIIB (Certified Associate of the Indian Institute of Bankers)
IRDAI Certification for Corporate Agency
Technical Analysis of Stock Market (Udemy Certified)
GATE 2020 and iPATE 2020 Qualified
NPTEL Elite Certifications in Laws of Thermodynamics & Refrigeration and Air Conditioning
Certified in ANSYS Workbench and C-Programming
Hands-on Industry Experience Through Internships
Thejus’s commitment to continuous learning and hands-on experience is evident from the various internships he has undertaken. These experiences have provided him with deep insights into engineering applications, operational workflows, and digital marketing strategies:
Summer Internship at KSRTC, Calicut – Gained operational and maintenance insights in mechanical engineering applications.
Internship at BHEL Electrical Machines Ltd, Kasaragod – Learned standardized processes and monitoring strategies in electrical machines.
Internship at RUBCO HUAT Woods Pvt Ltd, Thalassery – Studied production and quality control processes in the industrial sector.
Campus Ambassador for GrabOn at NIT Calicut – Acquired digital marketing and SEO skills while promoting online campaigns.
Expanding Horizons: Equity Trading & Financial Market Expertise
Beyond traditional banking, Thejus has a keen interest in financial markets and equity trading. With 5 years of swing trading experience in the Indian equity market, he has successfully managed a portfolio worth ₹30 lakh (AED 130,000), consistently achieving ROI exceeding 10%. His expertise in market analysis, risk assessment, and trend forecasting further enhances his value as a finance professional.
Why Thejus Manoj?
Employers seeking a results-driven, analytical, and customer-focused professional will find Thejus to be an invaluable asset. His unique blend of technical and financial expertise, coupled with his strong academic background and extensive experience, makes him the perfect candidate for roles in banking and finance.
If you are looking for a high-performing professional who is ready to make an impact, connect with Thejus Manoj today via LinkedIn: linkedin.com/in/thejus-manoj.
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