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Kochi's Digital Surge: Navigating Opportunities and Challenges

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Kochi's Digital Surge: Navigating Opportunities and Challenges Kochi, often dubbed the "Queen of the Arabian Sea," has seamlessly blended its rich maritime heritage with the digital age. The city's rapid adoption of digital transactions is evident everywhere—from bustling markets to serene backwaters, where even small vendors now accept payments via QR codes. This digital transformation has not only simplified transactions but also positioned Kochi as a leader in India's fintech revolution. However, with technological advancements come new challenges. The surge in digital payments has unfortunately been accompanied by a rise in financial scams. Scammers, leveraging advanced AI tools, have devised sophisticated schemes targeting unsuspecting citizens. The finance ministry recently reported a significant increase in high-value cyber fraud cases, underscoring the need for enhanced cybersecurity measures. Reuters In response, local authorities in Kochi have initiat...

Daily Current Affairs Update - February 19, 2025

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Daily Current Affairs Update - February 19, 2025 1. Global Markets React to Geopolitical Tensions Global stock markets witnessed significant volatility today as heightened geopolitical tensions in Eastern Europe raised concerns among investors. The ongoing diplomatic standoff has led to a surge in gold prices, with the precious metal reaching a three-month high as investors seek safe-haven assets. Meanwhile, crude oil prices remain elevated, reflecting fears of supply disruptions. 2. India's Digital Payment Boom Continues India's Unified Payments Interface (UPI) recorded a new milestone, crossing 12 billion transactions in a single month. This growth has been attributed to increased smartphone penetration and digital literacy, particularly in rural areas. The government’s push for a cashless economy continues to strengthen the digital payments infrastructure, making financial services more accessible. 3. UAE Launches Sustainable Energy Initiative In a landmark move towards achi...

"The Intersection of Finance and Engineering: My Unlikely Career Path"

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Hello, readers!                                       It feels a little surreal to be writing this, but I wanted to share a bit about my journey—how I ended up blending two seemingly different worlds: finance and engineering. I promise you, it's not as odd as it sounds. For most of my life, I was the classic STEM enthusiast. Growing up in Thalassery, Kerala, I was fascinated by everything related to technology and innovation. That's what led me to pursue Mechanical Engineering at the College of Engineering Thalassery. The world of machines, designs, and technical problems always felt like home to me. But life, as it tends to do, threw me a curveball. After completing my Bachelor’s, I wasn’t sure which direction to take next. So, I did what I think most young adults do when faced with uncertainty: I followed my curiosity. I decided to dive deeper into nanotechnology for my Master's at the Na...

Blending Finance and Engineering: My Career Evolution

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Thejus Manoj: A Dynamic Banking & Financial Professional Seeking Opportunities in India & UAE In the ever-evolving world of banking and finance, professionals who combine technical expertise with financial acumen stand out. Thejus Manoj is one such dynamic individual—a seasoned retail banking professional with over 2.5 years of experience in customer relationship management, loan processing, financial growth strategies, and regulatory compliance. With a strong academic background, multiple certifications, and a commitment to continuous learning, Thejus is now poised to take on new challenges in the UAE banking sector. A Strong Foundation in Banking & Finance Thejus’s journey in the financial sector began with his tenure at Federal Bank Limited , where he served as an Assistant Manager . His role involved end-to-end retail loan processing, credit assessment, risk analysis, document verification, and ensuring compliance with AML and KYC standards. Notably, he sanctioned and d...

HYPERTHERMIA USING MAGNETIC NANOPARTICLES; THE NEXT BIG THING!

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1. INTRODUCTION  The microscale heat transfer finds a lot of interesting applications in the biomedical industry. There is hot research going on in this area, especially associated with drug delivery and cancer therapy. The microscale heat transfer phenomenon through the tissues is an area that needs to be exploited for developing a full-proof system to heat the tumors present in the tissues and provide a feasible solution to cancer therapy. Hyperthermia therapy (or hyperthermia, or thermotherapy) is a type of medical treatment in which body tissue is exposed to temperatures in the region of 40-45°C. Hyperthermia is usually applied as an adjuvant to Radiotherapy or Chemotherapy, to which it works as a sensitizer, in an effort to treat cancer. Hyperthermia uses higher temperatures than diathermy and lower temperatures than ablation. When combined with radiation therapy, it can be called thermoradiotherapy. There are three important types of hyperthermia; they are as follows: • Local...

APPLICATION OF NANOSCALE THERMAL RADIATION TO THERMOPHOTOVOLTAIC SYSTEM; A NOVEL CONCEPT

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The exploitation of the conventional sources of energy has reached the extremum already, so switching to renewable sources of energy is the motto of the future. The conventional sources of energy are depleting at an alarming rate. A large amount of heat is released as waste heat from the existing energy conversion systems, so technologies that can help in recycling or recovering the waste heat along with increasing the overall efficiency of the existing energy conversion systems and devices is the need of the hour. The thermophotovoltaic (TPV) devices do the same thing. Figure 1: Thermophotovoltaic cell   TPV helps recycle the waste heat very efficiently. This device makes use of the photovoltaic effect by which the photons whose energy is larger than that of the bandgap of the TPV cell will be able to generate electron-hole pair. In this device, a junction is formed between the semiconductor layers, which are doped unevenly. This junction creates a potential barrier inside ...

MAGNETIC NANOPARTICLES AS A POTENTIAL DEMULSIFIER; THE NEXT WONDER MATERIAL

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The Magnetic Nanoparticles (MNPs) have proved themselves to be an excellent demulsifying agent because of its high recyclability and high surface area. Even though there are lots of chemical demulsifiers, there is still an urgent need to develop more efficient techniques and demulsifiers to meet eco-friendly and economically competitive requirements for oil and water separation from stable emulsions and for oil recovery from oil spills. In this paper, a single layer oleic acid coated magnetite ( Fe3O4@OA ) nanoparticles were synthesized using the co-precipitation method and the ability of this MNP as a novel demulsifier is analyzed. This demulsifier is used to demulsify a cyclohexane-diluted crude oil-in-water type ( CO-NE ) type emulsion under the presence of an external magnetic field. PARAMETERS AFFECTING THE PERFORMANCE OF MNPs AS A DEMULSIFIER The effects of various parameters such as dosage or concentration, wettability, pH, process type, salinity etc on the demulsification effi...

Fossil tracks left by an ancient crocodile that 'ran like an ostrich'

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Scientists have been stunned to find that some ancient crocodiles might have moved around on two feet. The evidence comes from beautifully preserved fossil tracks in South Korea. I thought this was something like an old dinosaur, looks similar to the raptor, but it's a variant of the old crocodile. I am really confused since how can a crocodile be like this.   So I thought it's worth sharing!!! Nearly a hundred of these 18-24cm-long indentations were left in what were likely the muddy sediments that surrounded a lake in the Early Cretaceous, 110-120 million years ago. The international team behind the discovery says it will probably challenge our perception of crocodiles. "People tend to think of crocodiles as animals that don't do very much; that they just laze around all day on the banks of the Nile or next to rivers in Costa Rica. Nobody automatically thinks I wonder what this [creature] would be like if it was bipedal and could run like an ostrich or a  T. rex ,...